Unbiased Insights
It’s rare that clients come to us seeking "a financial plan".
More usually, it will be a specific query around a pension, an inheritance or a suggestion from another professional suggesting they seek independent financial advice.
One of our roles is to broaden the conversation, to ensure that we are thinking of all potential angles.
Independence and experience are key to the delivery of best advice. We have both.
Measurable Progress
Good advice, implemented is a strong foundation.
But life rarely stands still, so best results are achieved by regularly reviewing the results of that advice, in the context of clients’ naturally changing circumstances.
Whether that is monitoring investment performance or progress against an agreed cashflow plan, regular update meetings allow for discussion of and tweaks to a longer term agreed strategy.
Typically, these reviews will occur once or twice a year but are always available on an ad hoc basis.
How we can help
Pensions and Retirement
We can help structure your finances and consolidate your pension products should you wish to have the option of stopping work in the future, giving you a clearer picture of what that could look like.
We offer a range of different investment propositions depending on your objectives and which service best suits your needs. The savings and investments we agree will be customised to your personal attitude towards risk, and your tolerance for volatility.
Legacy and Inheritance Tax
We can help ensure your Will reflects your wishes, and is written in a way that will take into consideration inheritance tax mitigation. We work extensively with solicitors to guide, update and manage this process on a regular basis.
We can also recommend regulated investment products that may reduce the impact of any potential Inheritance Tax liabilities on your legacy - the Financial Conduct Authority does not regulate tax or estate planning advice.
Protection and Planning
We can advise on suitable health and life cover options to meet the financial demands of your personal situation.
We can also consider the possible impact on your business should you lose a key member of staff to serious illness, and provide insurance for the purchase of significant shareholder interests.
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