How we can help
It’s rare that clients come to us asking for "a financial plan".
More usually, it will be a specific query around a pension, an inheritance or a suggestion from another professional suggesting they seek independent financial advice.
One of our roles is to broaden the conversation, to ensure that we are thinking of all potential angles.
Independence and experience are key to the delivery of best advice. We have both.
Financial Assessment
We will provide a detailed outline of your current financial situation. This typically includes a technical analysis of all your existing policies, investments, savings and overall financial position.
We will highlight amendments that could be made and actions that can be taken to move you closer to your goals.
Investments
We offer a range of different investment propositions depending on your objectives and which best suits your needs. The savings and investments we structure mirror your personal attitude towards risk, and your tolerance for volatility.
Pensions & Retirement
We can help structure your finances, review and consolidate your pension products, optimise the tax efficiency of your overall savings and discuss a plan as you move towards working less or not at all.
Protection
We can advise on suitable life cover and critical illness options to meet the demands of your personal situation.
We can also consider the possible impact on your business, should you lose a key member of staff to serious illness, and also provide insurance for the purchase of significant shareholder interests.
Inheritance Tax
We can recommend regulated investment products that may reduce the impact of any potential Inheritance Tax liabilities on your estate. The Financial Conduct Authority does not regulate tax or estate planning advice, but we work collaboratively with other professional services to optimise your overall position.
As an example, we can help ensure your Will reflects your wishes, and is written in a way that will take into consideration inheritance tax mitigation, working with your solicitor through personal or legislative changes.
